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Leasing Factor Check3 Min

Tesla Model Y Leasing Factor – Is it a good deal?

Current leasing factor for the Tesla Model Y: 1.00 (OKAY ⚠️). Calculate if your lease offer is fair and compare Leasing vs. Buying.

Thinking about leasing the Tesla Model Y? Find out here if the typical leasing factor for this model is good – and get a direct comparison: Leasing vs. Buying.

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Editor's Take

Das Tesla Model Y kombiniert überragende Effizienz mit sehr großzügigem Platzangebot und marktführender Software-Integration. Wer sich mit dem radikal minimalistischen Bedienkonzept ohne klassische Tasten anfreunden kann, findet hier ein technologisch führendes Familien-SUV.

Stärken
  • Sehr hohe Effizienz und große Reichweite
  • Hervorragendes Platzangebot mit Frunk
  • Nahtlose Integration in das Supercharger-Netzwerk
Schwächen
  • Reine Touchscreen-Bedienung kann während der Fahrt ablenken
  • Keine Unterstützung für Apple CarPlay oder Android Auto
  • Assistenzsysteme teils unzuverlässig
Leasing Factor Tesla Model Y
1.00OKAY ⚠️

With a typical market rate of €450/month and a list price of €45,000, leasing the Model Y is a mediocre offer.

Vehicle Data & Leasing Factor Calculation

Gross List Price (MSRP)€45,000
Monthly Leasing Rate€450
Term48 months
Leasing Factor1.00
How to read the factor: The leasing factor of 1.00 means that you pay 1.00% of the list price as a monthly rate.→ More about the leasing factor

Common Questions about the Tesla Model Y

What is a good leasing factor for the Tesla Model Y?

For the Model Y, a leasing factor below 1.0 is a good deal. The current market average is around 1.00. Factors under 0.7 are found during special promotions, on stock vehicles, or outgoing models. Use our Leasing Factor Calculator to check your specific offer.

What are the monthly costs for the Model Y?

The monthly lease rate for the Tesla Model Y is approx. €450 (for a 48-month term). Add to this insurance (approx. €80–120/month), vehicle tax, and potentially maintenance. Our calculator computes all costs for you.

Is leasing the Model Y worth it?

Whether leasing is worth it depends on depreciation. The Model Y loses approx. 35% of its value in the 1st year – this is a strong argument FOR leasing to pass on the residual value risk. Our calculator compares both scenarios including opportunity costs.

Is the Tesla Model Y stable in value?

The Model Y loses above-average value, with approx. 35% in the 1st year. The residual value is particularly hard to predict for electric cars. With leasing, you don't carry this risk.

TCO Check: Buy vs. Lease

We simulated the Total Cost of Ownership (TCO) over 48 months for the Model Y, including depreciation, opportunity costs (4%), and maintenance. The result: Leasing is cheaper by €9,693.

Total Cost Buy (Cash)€42,090
Total Cost Lease€32,397
Result
Leasing is €9,693 cheaper
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Sources & Data Basis

  • Market Prices & Leasing Factors: Average values from major leasing portals.
  • Tax Regulations: Official publications of the finance ministries (DE/AT/CH/UK/FR/US).

About the Author

Hi, I'm Michael. I built Carculated because I was looking for an independent calculator that honestly compares total costs incl. opportunity costs – and couldn't find one. So I had to build it myself in Excel. Now this tool is available for you too.

Send me an email

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