Which option works best for your car?
Enter the key values. Open personal costs and further assumptions only when you want to refine them.
Your result appears after your first input.
Start with vehicle price, purchase price or lease rate. Default assumptions remain available at any time.
Understand the result
All guides →Frequently Asked Questions (FAQ)
Is leasing or buying worth it?
That depends on individual factors such as depreciation, opportunity costs, and holding period. Carculated compares both options mathematically precisely and also takes hidden costs into account.
What is the Leasing Factor?
The leasing factor makes offers comparable. A factor below 0.7 is considered very good, above 1.1 as expensive. Carculated calculates this value for you automatically.
How are opportunity costs calculated?
We calculate what your capital would have earned if you had invested it instead of tying it up for the car purchase. This is often the deciding factor in the comparison.
Is the calculator really free?
Yes, 100%. The project is privately funded. We do not sell data to banks or car dealerships. Our mission is financial transparency for consumers.