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What Does My Car Really Cost Per Month?

Depreciation is often the largest cost. Add insurance, tax, maintenance, energy, finance and tied-up capital for an honest total.

Your assumptions

Example calculation · fully editable

What does your car really cost?

€851
per month
€10,210
per year
0.68
per km
Depreciation€367
Energy/fuel€158
Tied-up capital€97
Insurance€90
Maintenance/repairs€85
Parking/other€40
Vehicle tax€15

Estimated residual value after 5 years: €18,000. Tied-up capital is a sensitivity, not a guaranteed return.

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