Monthly payment including upfront costs
What do you actually pay per month for this lease?
The advertised payment often leaves out the upfront amount, transfer charge and other mandatory costs. Spread across the term, they show what the offer costs per month on paper.
Upload the lease offer
We take the monthly payment, term and identifiable mandatory costs from the document. You see exactly which items make up the effective payment.
- Payment and term
- Upfront and mandatory costs
- Effective monthly payment
The original is deleted after analysis. Only redacted offer facts and evidence snippets are retained, never a document copy. How we process your document.
Your result uses the figures in your offer, not the numbers in the example.
What belongs in the effective monthly payment
Only payments that are fixed in the offer go into the calculation. Usage-dependent or unclear costs remain separate.
- Fixed one-off costsThe upfront payment, transfer, registration and mandatory packages are listed separately.
- Cost across the termThe total of those one-off costs is divided by the number of contract months and added to the payment.
- What stays outExcess mileage, return damage and optional services are not included automatically. They remain separate review points.
Original deleted after analysis
We use your PDF or images only to extract the offer details, then delete the file. A private version history is saved only when you actively create a negotiation case. Aggregated insights use coded changes only and can be disabled in the case at any time.
Assessment before partner offers
We calculate the costs and review the contract before any partner offers appear. Commission changes neither your result nor its assessment. If no genuinely comparable offer is available, we show none.
Keep calculating