Low payment, large balance
How large is the final payment – and what does the finance cost in total?
Balloon finance leaves part of the purchase price until the end. Put the deposit, monthly payments, fees and final payment side by side to see the full amount.
Upload the finance offer
A PDF or photos are enough. We look for the deposit, monthly payments, fees, APR and final payment where they appear in the document.
- Deposit and monthly payments
- Final payment and total amount
- End-of-term options
The original is deleted after analysis. Only redacted offer facts and evidence snippets are retained, never a document copy. How we process your document.
Your result uses the figures in your offer, not the numbers in the example.
Three questions about the final payment
A large final payment can work if you know how you will cover it. The agreement should also make clear what alternatives you have at the end.
- What will you pay in total?The deposit, monthly payments, fees and final payment add up to €43,052 in the example.
- How much remains until the end?Here, the final payment accounts for 43.9% of all payments. You will need to settle or refinance that amount.
- What can you do then?Return, settlement or refinancing only count when the agreement describes that option explicitly.
Original deleted after analysis
We use your PDF or images only to extract the offer details, then delete the file. A private version history is saved only when you actively create a negotiation case. Aggregated insights use coded changes only and can be disabled in the case at any time.
Assessment before partner offers
We calculate the costs and review the contract before any partner offers appear. Commission changes neither your result nor its assessment. If no genuinely comparable offer is available, we show none.
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