Look beyond the APR
What does this car finance offer cost in total?
APR does not answer that question on its own. Compare the cash price with everything you will pay for the finance: deposit, instalments, fees and any final payment.
Check the finance offer
Upload a PDF or photos. The cash price, loan amount, deposit, payments, fees, APR and final payment remain separate and traceable.
- Cash price and loan
- Payments and fees
- Final payment and total
The original is deleted after analysis. Only redacted offer facts and evidence snippets are retained, never a document copy. How we process your document.
Your result uses the figures in your offer, not the numbers in the example.
What to compare with the cash price
The premium in euros and the contract terms tell you more than APR alone. The review keeps the two separate.
- Total paymentsThe deposit, monthly payments, fees and final payment show how much money leaves your account over the term.
- Premium over the cash priceThe difference makes the finance cost visible in euros. APR remains alongside it.
- Contract termsPayment protection, early repayment and transfer of title are assessed only as the offer describes them.
Original deleted after analysis
We use your PDF or images only to extract the offer details, then delete the file. A private version history is saved only when you actively create a negotiation case. Aggregated insights use coded changes only and can be disabled in the case at any time.
Assessment before partner offers
We calculate the costs and review the contract before any partner offers appear. Commission changes neither your result nor its assessment. If no genuinely comparable offer is available, we show none.
Keep calculating