Separate payment from total amount
Compare the car finance offer in front of you.
APR is not the only figure that matters. Put the cash price, deposit, every payment, fees and any final payment on the same payment basis.
Upload the car finance offer
Carculated extracts the cash price, loan amount, deposit, payments, fees, APR and final payment from the specific offer.
- Cash price & loan
- Payments & fees
- Final payment
The original is deleted after analysis. Only redacted offer facts and evidence snippets are retained, never a document copy. How we process your document.
The example only shows the method. Your result uses the documented figures from your offer.
How finance offers become comparable
The review keeps payment amounts and contract terms separate so an attractive APR does not hide additional costs.
- 01Complete the payment streamThe deposit, payments, fees and final payment together form the actual cash outflow.
- 02Show the premium over cashThe difference makes finance costs visible in euros without replacing the APR.
- 03Compare the conditionsCredit approval, payment protection, early repayment and transfer of title follow the documented contract only.
Original deleted after analysis
We use your PDF or images only to extract the offer details, then delete the file. A private version history is saved only when you actively create a negotiation case; statistics facts require a separate opt-in.
Assessment before partner offers
We calculate the costs and review the contract before any partner offers appear. Commission changes neither your result nor its assessment. If no genuinely comparable offer is available, we show none.
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